Health Insurance

The University of Maine System Has Changed Health Insurance Offering to the Student Health Insurance Program (SHIP) – Effective Fall 2021



Voluntary Student Health Insurance Plan (SHIP)

All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are eligible to enroll in the University of Maine System’s voluntary health insurance plan. Plan information and/or enrollment is available at Gallagher Health. An annual health insurance charge of $3,624 will be payable to Gallagher Health upon enrollment. The annual plan is available to eligible students until September 13, 2021. The coverage period is from August 1, 2021 through July 31, 2022.

For eligible students whose initial enrollment at the University begins with the Spring semester, a spring-only health insurance plan will be available.

For questions about the student insurance coverage or enrollments, please log into Gallagher Health or call Gallagher Student Health at 833-882-3592.

Other Health Insurance Options

Please review this letter from University of Maine System Vice Chancellor for Academic Affairs for more information about other available student health insurance options.


Graduate Assistant Health Insurance

Graduate Assistant Health Insurance is mandatory for all graduate assistants and fellows working 20 hours a week and earning a minimum monthly stipend of $1,777.77, unless proof of comparable insurance is provided. Graduate Assistants are not eligible for the SHIP plan described above. Cost of coverage is $2,386 for coverage from August 1, 2021 through July 31, 2022 and will be charged to student accounts. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2021 to have the charge removed.

Plan information or enrollment is available at Gallagher Health.

For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance will be billed. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before March 1, 2022. The spring-only coverage period is from January 1, 2022 through July 31, 2022.

For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.


International Student Health Insurance

International Student Health Insurance is mandatory for all international students, unless proof of insurance is provided. International students are not eligible for the voluntary SHIP plan described above. Cost of coverage is $2,386 for individual student coverage from August 1, 2021 through July 31, 2022 and will be charged to student accounts. International students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2021 to remove the charge from their account.

Plan information or enrollment is available at Gallagher Health.

For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance coverage will be charged. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before March 1, 2022. The spring-only coverage period is from January 1, 2022 through July 31, 2022.

For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.