Student Health Insurance

Student Health Insurance Plan (SHIP): In response to the new federal health insurance requirements for the college-age population, the University of Maine, in collaboration with the University of Maine System, is pleased to offer an affordable Student Health Insurance Plan (SHIP) for 2017-18.

All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are required to show proof of adequate health insurance coverage. An annual health insurance charge of $1,692 will be billed to eligible students in the fall semester. Students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2017. The coverage period is from August 1, 2017 through July 31, 2018. For eligible students whose initial enrollment at the University begins with the Spring semester, a partial-year (Spring only) health insurance charge of $982 will be billed. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2017. The partial year coverage period is from January 1, 2018 through July 31, 2018. For the partial year, the deadline to opt out is February 20, 2018.

To enroll and/or to find out more information on student health insurance, please visit Cross Insurance Agency Student Health Insurance Plan 2017-2018.
To contact customer service, call Aetna Student Health at 877.480.4161 or Cross Insurance at 800.537.6444.

Graduate Assistant Health Insurance:

Graduate Assistant Health Insurance is mandatory for all graduate assistants and fellows working 20 hours a week and earning a minimum monthly stipend of $1688.88, unless proof of comparable insurance is provided. Graduate Assistants are not eligible for the SHIP plan described above. Cost of coverage is $2,668 for coverage from August 1, 2017 through July 31, 2018.  Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2017.

For more information on graduate assistant student health insurance, please visit Cross Insurance Agency Graduate Assistant and Fellow Student Health Insurance Plan 2017-2018.

International Student Health Insurance: International Student Health Insurance is mandatory for all international students, unless proof of insurance is provided to the Office of International Programs. International students are not eligible for the SHIP plan described above. Cost of coverage is $2,502 for individual student coverage from August 1, 2017 through July 31, 2018. Please visit International Programs: Health Insurance for information on costs.