Online Payments

Online payments (electronic check or credit card) can be made through your MaineStreet Student Center.
How to authorize other(s) to have access to your account and make a payment on your behalf.

ACH (Electronic Check) Payments

You can make an ACH (Electronic Check) payment through your Student Center on MaineStreet.  An ACH payment must be from a U.S. bank checking or savings account.  There is no fee for this service.

Credit Card Payment Option

Payment with credit card can be made online through your MaineStreet Student Center. Payment may be made with VISA, MasterCard, Discover, or American Express.   Online credit card payment services are provided by TouchNet, an external payment processing company. TouchNet will add a non-refundable convenience fee charge of 2.95% (minimum $3.00) for all credit card payments.  Credit card payments cannot be accepted by UM Student Business Services Office staff in person, by mail or over the phone.

How to Make an Online Payment:

Please note: If you have been granted access as an authorized user on your student’s account, please log in and skip to step #6. Students should log in to MaineStreet at

  1. From the MaineStreet portal, click the Student Center Tile.
  2. In the Finances section of the Student Center, an Account Summary shows your total charges and deposits due. To view detailed information about your account and to access your Bill+Payment Suite student account, click the View My Bill link.
  3. On the Account Summary page, charges and deposits due, if any, will display along with Pending Financial Aid. If you have accounts at multiple institutions, the amounts will display in a separate row for each institution. The total amount due all institutions displays, as well. To access TouchNet’s Bill+Payment Suite, click the View Bill/Payment Options button.
  4. To navigate to TouchNet’s Bill+Payment Suite, select the Access TouchNet Bill+Payment button.
    • Note: Your browser should transfer you to the TouchNet Bill + Payment system. If your browser takes you to the TouchNet sign in/welcome page, do not attempt to enter your Student Account and PIN. You will need to delete your browser’s cache (temporary internet files), close your browser, and try navigating through MaineStreet again.  Once you are in MaineStreet you should be able to access TouchNet without signing in again. Also please be aware that MaineStreet uses pop-up technology.  How to disable pop-up blockers for the most commonly used web browsers.
  5. In the Current Account Status section, your total balance due at the institution displays. After reviewing your account information, click the Make a Payment button to start the payment process.On the Payments page, click the Make a Payment button and then select a payment.
    • Note: To view your account balances on a Term-by-Term basis, select the View Account Activity button.
  6. Enter the amount of the payment into the Payment Amount field and then click the Continue button.
  7. Click on the drop-down arrow in the Payment Method field.
  8. Select a method of payment from the drop-down menu then click the Select button.

Electronic Check.

    • Enter the required account information.
    • To save  your payment method (optional) check the “
    • Click the Continue button.
    • Check the “I agree to the above terms and conditions” box.
    • Click the submit Payment button to complete the payment process.

Credit Card via PayPath.

    • Click on the continue to PayPath button.
    • On the PayPath Payment Service page click the Continue button.
    • Verify payment amount and click the Continue button.
    • Enter the required account information.
    • Click the Continue button.
    • Check the “I agree to proceed with my debit card box” if applicable.
    • Review payment information.
    • Check the “I agree to the terms and conditions” box.
    • Click the Submit Payment button to complete the payment process.

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