International Insurance Information
UMaine requires all study abroad students to have international medical and accident insurance coverage during the entire length of your education abroad program period.
U.S. medical insurance is generally not accepted outside the United States, nor do the Social Security Medicare and Medicaid programs provide coverage for hospital or medical costs outside the United States.
Direct Exchange Programs
Students will receive coverage through the “UMaine System AIG Travel Guard insurance.”
Students are automatically put under the policy once they fill out, and submit, their education abroad application form.
Recommended providers are USAC, AIP, CIEE, CIS Abroad, etc.
Each provider has their own insurance plan and requires students to register through them for the insurance. They cost is part of the total program fee.
For any other type of program with a different provider not affiliated with UMaine, please discuss with the Education Abroad Advisor.
UMaine Required Insurance Minimum Benefits
Accidental Death: $10,000
Basic Medical Expenses: $100,000
Emergency Medical Evacuation: $100,000
Repatriation of Remains: $50,000
Political and Natural Disaster Evacuation
Review your insurance coverage and understand its policy details. Educate yourself about how to activate the insurance coverage when needed.