Using Your MaineCard

Use & Abuse of MaineCard (Physical & Mobile)

As the holder of an active Mobile MaineCard and/or an active physical MaineCard, please be aware that sharing your MaineCard credentials with others (such as family, friends, or roommates) is prohibited. This action may cause a safety risk to you and to others living around you.

The sharing of your personal credentials may result in the loss of your physical MaineCard and the possibility of a referral to student conduct.

As of 1/1/2024, University policy requires that students may only have one form of credential. Students may select a physical MaineCard or a Mobile MaineCard but cannot have both.

Thank you for understanding. If you have any questions, please reach out to us at or call 207.581.2273.

What Your MaineCard Can Do

Students cheering for UMaine men's hockey team

An exciting campus experience is awaiting you! Here are just a few of the many things you can access with your MaineCard:

What are Black Bear Bucks?

Memorial Union lobby

Your Black Bear Bucks account is a debit account that you can use on your MaineCard. Add funds to your MaineCard and spend your Black Bear Bucks on and off campus!

Black Bear Bucks may be used:

On campus

Off campus

Use your Black Bear Bucks off campus at participating merchants for food, beverages, groceries, and even gasoline!

The off-campus merchant program is continually growing, so check in often to see where your MaineCard can take you.

On-campus discounts do not apply off-campus. Some restrictions apply.

Access and Entrance

Female student using Mobile MaineCard on room door

Residence halls and rooms are locked at all times and are accessible only by the residential student’s MaineCard or Mobile MaineCard.

Your Mobile MaineCard will give you access to your residence hall. If using an Apple iPhone, your phone can have a dead battery and still allow you to access your door within a certain timeframe.

If you need assistance with your MaineCard not working on your room, please call 207-581-4371 between 8:00 a.m. to 4:30 p.m. Monday through Friday. After hours, please call University Police at 207-581-4040.

Dining Meal Plans

A chicken wrap with side salad and an apple

Use your MaineCard to get access to the dining halls on campus, Hilltop and York. Funds, such as Meal Plan Dollars and Black Bear Bucks, can be used via MaineCard for food and drink in locations such as The Bear’s Den and Union Central Market.

Off-campus students, faculty, and staff can sign up for Commuter Meal Plans online. Visit UMaine Dining for more information about meal plans and dining options.

Printing On Campus

Xerox photocopier

Each student receives $16 in PaperCut printing credits each semester. After your $16 credits are exhausted, printing costs will be taken out of your Black Bear Bucks.

Please note that PaperCut printing funds and Black Bear Bucks are not accepted at UMaine Printing and Mailing Services. Visit the PaperCut site to learn more.

Fogler Library Barcode

A snowy Fogler Library in winter

To find your Library Barcode with a Mobile Mainecard, open the Transact EAccounts app on your phone and follow the steps below.

If you have a physical card, your barcode number will be directly under the visual barcode.

Transact EAccounts app icon

Step 1: Once you log in and your profile is showing, select “More Information”.

Step 2: Click on the “Show Barcode” button.

Step 3: Your Fogler Library barcode and number will display on your phone screen.

Compare Meal Plan Dollars to Black Bear Bucks

UseMeal Plan DollarsBlack Bear Bucks
Where can the funds be used?At UMaine Dining, on Everyday App, on UMaine System campusesAt UMaine Dining, on Everyday App, on UMaine System campuses, at select on- and off-campus vendors
Is there a discount?On-campus: 5% off purchases and exempt from food tax (8%)On-campus: 5% off purchases and exempt from food tax (8%)
What can I buy?Food/non-alcoholic beverages on campusFood, non-alcoholic beverages, groceries, and even gasoline on- and off-campus
Do funds roll over?Roll over from fall to spring semestersRoll over until card holder leaves UMaine
Are funds refundable?NoYes, after cardholder leaves UMaine
When do funds expire?Funds expire day after CommencementFunds do not expire
Able to be charged to student account?YesNo
Fund type is best for:People who want to use as part of a meal plan or charge to student accountPeople who want flexibility for on-and off-campus purchases
Where do I add funds?UMaine Dining, My Housing websiteMaineCard office/website; eAccounts app
Bottom Line:Best for students who want to use MPDs as part of a meal plan or charge to a student account.Black Bear Bucks are best for people who want flexibility for on-and-off campus purchases.

Use Your MaineCard Off-Campus

You may use your Black Bear Bucks at participating locations near campus. On-campus discounts and tax exemptions do NOT apply to participating off-campus merchants.

Alltown Market
Convenience Store &  Gas Station
103 Park St.
Orono, ME
Get directions 

Aroma Joe’s
Coffee/Bakery Shop 
99 Park St.
Orono, ME
Get directions

Dysarts Travel Stop
Travel Shop/Deli
17 Stillwater Ave.
Orono, ME
Get directions

Five Guys
Fast Food Restaurant
878 Stillwater Ave.
Bangor, ME
Get directions 


Visit the GrubHub website or scan the QR code to download the app & begin.

QR code to sign up for Grubhub+

500 Stillwater Ave.
Old Town, ME
Get directions

Pepper’s Landing

Seafood restaurant
170 Main St.
Old Town, ME
Get directions

Thai Orchid
Thai Restaurant
28 Mill St.
Orono, ME
Get directions

Information for Off-Campus Merchants

The University partners with Transact to offer our students access to their Black Bear Bucks account at local merchants. We currently have a broad variety of businesses enrolled in the program and are always looking to expand the program.

If your business is interested in joining our program, please visit the Campus Cash website. Thank you for your interest!

UMaine students sitting in downtown Orono