Actuaries are critical in several major industries: insurance, healthcare, education, finance, government, and consulting. They use mathematical tools to help companies manage risk, evaluate investment strategies, develop insurance products, analyze large data sets, and predict consumer behavior. They present quantitative information to both technical and non-technical stakeholders using mathematical writing and communication skills. The Bureau of Labor Statistics predicts a 22% increase in the number of actuarial jobs between 2024 to 2034, making it the 8th fastest-growing occupation.

Becoming an actuary requires significant training in mathematics and statistics at the undergraduate level, combined with basic coursework in finance, economics, and accounting. In addition to strong job performance, advancing in an actuarial career requires both of the following:

  • Completion of a series of credentialing exams administered by the Society of Actuaries (SoA),
  • Completion of Validation by Educational Experience (VEE) university coursework in statistics, finance, economics, and accounting.

The Actuarial Studies Minor offers a pathway and incentive for University of Maine students to begin and advance in an actuarial career. It provides:

  • Substantial coverage of the learning objectives for the Society of Actuaries’ Probability and Financial Mathematics credentialing exams
  • Coursework in Accounting and Finance, as validated by the SoA and the CAS
  • Coursework in Mathematical Statistics, as validated by the SoA and the Casualty Actuarial Society (CAS)
  • Coursework in Microeconomics and Macroeconomics, as validated by the SoA and the CAS

Required Coursework with educational objectives

  • STS 434 – Probability Theory. Substantially covers the material on the SoA Probability exam
  • FIN 350 – Business Finance. Substantially covers the material on the SoA Financial Mathematics exam
  • STS 435 – Introduction to Mathematical Statistics. Has been validated as fulfilling the Mathematical Statistics VEE requirement for the SoA and the CAS, with a grade of B- or better
  • ECO 120 – Principles of Microeconomics. Has been validated as fulfilling the microeconomics VEE requirement for the SoA and the CAS, with a grade of B- or better
  • ECO 121 – Principles of Macroeconomics. Has been validated as fulfilling the macroeconomics VEE requirement for the SoA and the CAS, with a grade of B- or better
  • ACC 201 – Principles of Financial Accounting, or ACC 202 – Principles of Managerial Accounting. Both courses have been validated as fulfilling the accounting VEE requirement for the SoA and the CAS with a grade of B- or better. (ACC 201 is a prerequisite for ACC 202 so most students will use ACC 201.)

Unum-UMaine Exam P Reimbursement

Thanks to a generous gift from Unum, a Fortune 500 insurance company with a branch in Portland ME, we will reimburse the cost of one attempt at Actuarial Exam P for qualifying UMaine students. Such students will also be connected with a junior actuary at Unum for mentoring. To qualify, you must have a gpa of 3.0 or higher, and have attained a grade of B or higher in STS 434.

To apply: Send a message to mathstats@maine.edu with subject Actuarial Exam Reimbursement with (1) your student id #, (2) your gpa and grade in STS 434, (3) an attached receipt for the exam, showing full amount paid and your name. We will then issue you a check for reimbursement. Only one attempt per qualifying student will be reimbursed.

Other Resources

Society of Actuaries. They have a study guide for Exam P, with sample questions.

Infinite Actuary. Their prep courses for the P and FM exams are now free!

Internship opportunities. Search in late summer / early fall. Possible companies include Unum summer internships (Portland; Application deadlines are typically September for the following summer), Sun Life Financial (Portland), Berry Dunn (health policy analysis, Bangor, Portland), Elevance Health (South Portland), Maine Employer’s Mutual Insurance Company (MEMIC) (Portland), Maine Bureau of Insurance (for the regulatory side of the industry, Gardiner).