Health Insurance
The University of Maine System Has Changed Health Insurance Offering to the Student Health Insurance Program (SHIP) – Effective Fall 2021
1095-A forms were mailed to student’s home addresses.
- Voluntary Student Health Insurance Plan (SHIP)
- Graduate Assistant Health Insurance
- International Student Health Insurance
Voluntary Student Health Insurance Plan (SHIP)
Benefits and rates are subject to state and federal requirements and Maine state approval. Company reserves the right to make any changes necessary to meet such requirements.
Enrollment site will be available soon.
All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are eligible to enroll in the University of Maine System’s voluntary health insurance plan. Plan information and/or enrollment is available at Gallagher Health. An annual health insurance charge of $4,648 will be payable to Gallagher Health upon enrollment. The annual plan is available to eligible students until September 15, 2024. The coverage period is from August 1, 2024 through July 31, 2025.
For eligible students whose initial enrollment at the University begins with the Spring semester, a spring-only health insurance plan will be available. Cost of coverage is $2,700 for coverage from January 1, 2025 through July 31, 2025. The spring plan is available to eligible students until January 31, 2025.
For questions about the student insurance coverage or enrollments, please log into Gallagher Health or call Gallagher Student Health at 833-882-3592.
Other Health Insurance Options
Graduate Assistant Health Insurance
Benefits and rates are subject to state and federal requirements and Maine state approval. Company reserves the right to make any changes necessary to meet such requirements.
Graduate Assistant Health Insurance is mandatory for all graduate assistants and fellows working 20 hours a week and earning a minimum monthly stipend of $1,777.77, unless proof of comparable insurance is provided. Graduate Assistants are not eligible for the SHIP plan described above. Cost of coverage is $3,157 for coverage from August 1, 2024 through July 31, 2025 and will be charged to student accounts. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before September 15, 2024 to have the charge removed.
Plan information or enrollment is available at Gallagher Health. Enrollment and waiver site will be available soon.
For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance will be billed. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before January 31, 2025. Cost of coverage is $1,834 for coverage from January 1, 2025 through July 31, 2025.
Summer-only coverage is also available. Cost of coverage is $528 for coverage from June 1, 2025 through July 31, 2025. Please notify the Graduate School if you would like to enroll in the Graduate Assistant Health Insurance Summer Plan.
For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.
International Student Health Insurance
Benefits and rates are subject to state and federal requirements and Maine state approval. Company reserves the right to make any changes necessary to meet such requirements.
International Student Health Insurance is mandatory for all international students, unless proof of insurance with specified levels of coverage is provided. Information from the Office of International Programs about health insurance requirements can be found here. Cost of coverage is $3,157 for individual student coverage from August 1, 2024 through July 31, 2025 and will be charged to student accounts. International students with adequate health insurance must complete an online waiver process to opt out of the plan before September 15, 2024 to remove the charge from their account.
International students are not eligible for the voluntary SHIP plan described above.
Plan information or enrollment is available at Gallagher Health. Enrollment and waiver site will be available soon.
For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance coverage will be charged. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before January 31, 2025. Cost of coverage is $1,834 for coverage from January 1, 2025 through July 31, 2025.
Summer-only coverage is also available. Cost of coverage is $528 for coverage from June 1, 2025 through July 31, 2025.
For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.