Insurance Information

SHIP Insurance

The Student Health Insurance Plan (SHIP) through the Affordable Health Care Act will be an automatic charge on graduate student accounts for students enrolled for courses full-time (6 or more credits).

For more information on the Waiver Process and to view the current SHIP brochure, please visit the Bursar’s Office website.

Graduate Assistant Health Insurance GA/TA Policy for Domestic Students on a Funded Appointment

Students are considered Graduate Assistants, Fellows, or Trainees if they receive a combination of at least two of the following:

  • A stipend
  • Insurance benefits
  • Tuition waiver

Those uncertain about being a Graduate Assistant, Fellow, or Trainee should contact the Graduate Coordinator of their program.

Domestic graduate assistants, fellows, and trainees are NOT eligible for SHIP. Once the appointment has been processed by the Graduate School, the insurance charge will be automatically applied to the student account. GA’s will then receive an email with instructions to enroll in the GA/TA insurance. The 50% benefit will be applied to the student account after the insurance enrollment has been completed. Please contact your department for the status of your paperwork.

International Student Insurance

All international students (regardless of funding) need to enroll in or waive out of the International Insurance Plan through the Office of International Programs


For questions on UM policy coverage for 2016-2017 contact: Student Resources at 1.800.977.4698

For questions regarding insurance claims contact:
Lisa Farrington
Phone: 1.800.537.6444

For questions on SHIP, please visit the Cross Insurance website.