Award Information

Information Your Financial Aid Award is Based on:

Financial Aid awards are unique to each student.  Your financial aid package is based on the following information that the Financial Aid Office receives:

  1. Financial Aid Need– Your need is calculated based on the University of Maine’s cost of attendance (COA) and your specific Expected Family Contribution (EFC).  This is based on the information submitted on the FAFSA.
  2. Enrollment Level– In line with UMaine’s new Think 30 initiative, financial aid awards are based on the assumption that a student will enroll in 15 credits per semester. Some types of aid will be prorated for students who enroll in fewer than 15 credits.
  3. Housing Plans– This is based on the information reported on your FAFSA.  If this has changed you will need report this to the Financial Aid Office, and adjustments to your financial aid award may need to be made.
    1. On/Off-Campus – The estimated cost for food and housing is same for all students regardless of whether you live in university housing or off-campus, paying for rent, food, and utilities.
    2. With Parents – Estimated expense for students reporting living with parents during the year is lower than the on/off-campus amount.
  4. Grade Level – Determines the amount of federal loans in your award.
    1. First Year: 0 – 23 credits
    2. Second Year: 24 – 53 credits
    3. Junior: 54 – 83 credits
    4. Senior: 84 or more credits
  5. Residency– Tuition and fees reflect this status.
    1. Resident– defined by the Admissions Office as a Maine resident
    2. Non-Resident- defined by the Admissions Office as an out-of-state resident
    3. NEBHE- defined by the Admissions Office as a nonresident enrolled in a specific degree program with reduced tuition rates. Visit go.umaine.edu for more details.
  6. Dependency Status– This status was determined by your responses to the dependency status questions on the FAFSA.
  7. Date FAFSA Submitted– If the Financial Aid Office received your FAFSA after the March 1st priority filing deadline, you may not be eligible for some types of financial aid.

Types of Aid You May Receive as an Undergraduate Student:

Grants
  • Federal Pell Grant
  • Federal Supplemental Grant
  • University of Maine Grant
  • State of Maine Grant
Scholarships
  • Merit Scholarships
Loans
  • Federal Direct Loans
Work
  • Federal Work-Study

How Do You Know if You Are Eligible:

If you qualify for any of the above awards they will be a part of your Financial Aid Package.  Eligibility is determined based on information received from your FAFSA. You do not need to apply separately for any of the above awards.