Posts Tagged ‘spend_less’

Spring Forward… Money Management Tips – Day 47

Saturday, May 5th, 2012

Today is the final day of blogging for Spring Forward… with more Money Management Tips.  Have you been persuaded to build wealth and not debt?  Often savers who identify a savings goal will take the necessary action on a plan to insure they achieve it. For further encouragement, check out the monthly messages from America Saves e-wealth coaches at http://bit.ly/ASWCoach.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 46

Friday, May 4th, 2012

The only sure-fire way to get ahead financially is to spend less than you earn. Counting on a big inheritance or settlement, a wealthy spouse, a game-changing invention, or winning the lottery cannot be guaranteed. Every successful financial plan includes some type of savings. Are you an American Saver?  Join America Saves today at http://bit.ly/gliVkL.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 45

Thursday, May 3rd, 2012

Saving regularly is the key to financial success. Whether you’re accumulating an emergency fund or saving for a vacation, a car, or retirement, you’ll be amazed how fast your savings will grow with regular deposits. At any age, saving today is better than waiting! Start by participating in a payroll deduction plan at work and become an American Saver at http://bit.ly/gliVkL.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 44

Wednesday, May 2nd, 2012

Money market funds are a popular option for savers. They are a type of mutual fund that invests in short-term government and corporate securities and pay market interest rates. Initial deposits generally range from $1,000 to $10,000 so you may need to save elsewhere first to accumulate the required amount. Get started by becoming an American Saver at http://bit.ly/gliVkL.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 43

Tuesday, May 1st, 2012

Where do people put their savings dollars?  Savings accounts and certificates of deposit (CDs) are popular choices. Accounts can be opened at financial institutions such as banks and credit unions. Rates of return vary among financial institutions. Generally, the longer the maturity on a savings product, the higher the interest paid. Become an American Saver at http://bit.ly/gliVkL.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 42

Monday, April 30th, 2012

It’s never too late to save money so choose to save today! The payoff will be worth it! Here’s an example. If you save $1 a day ($30 per month), you’ll have a little over $25,000 in 30 years assuming a 5% return. Bump the daily savings up to $5 ($150 monthly) and you’ll have over $125,000. For more information, visit Choose to Save ( www.choosetosave.org) and America Saves (http://bit.ly/fHbGQy).

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 41

Sunday, April 29th, 2012

Many people have a can or jar of coins stashed away. This is a great way to save money and it’s painless. Simply empty your pockets or purse at the end of the day and save your loose change. If you want to go a step further, save a dollar a day plus pocket change. At the end of a month, you’ll have about $50 in savings. For more savings tips, visit the America Saves Web site: http://bit.ly/ASWTips

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 40

Saturday, April 28th, 2012

Saving a portion of your tax refund is a good way to prepare for life’s unexpected events. When you get your tax refund, save at least half of it for irregular household expenses (holidays, tuition, water bills, home maintenance), emergencies, and/or future financial goals. For more savings tips, visit America Saves: http://bit.ly/ASWTips and become an American Saver: http://bit.ly/gliVkL

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 39

Friday, April 27th, 2012

Need to “find” money to save? Plug your spending leaks. Add up what you’re spending on “little things” such as snacks, soda, fast food, cigarettes, lottery tickets, magazines, and more. Let’s say you can “find” $5 per day from reduced spending. That adds up to $1,825 in savings per year and even more with interest. For more savings tips, visit America Saves: http://bit.ly/ASWTips.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu

Spring Forward… Money Management Tips – Day 38

Thursday, April 26th, 2012

Want to save money? Get out of debt. PowerPay® creates a schedule to apply payments from paid off creditors to remaining debts, thereby saving repayment time and interest.  If you follow the schedule, you could save hundreds of dollars (or more!). For further information about PowerPay, visit www.powerpay.org. To learn more about saving, visit America Saveshttp://bit.ly/fHbGQy.

For more information or to comment on this blog, contact:

  • deborah.killam@maine.edu